Paying Down DebtPaying Down Debt

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Paying Down Debt

When I started taking a closer look at my finances, I realized that I had a serious spending problem. It seemed as if I could never keep money in the bank, and I knew that it was all because of my issues with using my credit cards. I was paying more every month in interest than I was on the actual things that I was purchasing, and it was like a bad cycle. I worked hard to pay down the debt, and when I was finally able to do so, it felt as if a load had been lifted off of my shoulders. This blog is all about paying down debt so that you can enjoy your life again.


Three Services Provided By Commercial Banking Establishments

Commercial banking serves the business and commercial industries. Many banking institutions offer commercial banking to meet these particular monetary needs. If you think your financial needs fall on the side of a more commercial purpose, here are some of the commercial banking services and what they provide: Business Loans If you are starting a business or you want to expand your business through acquisitions and mergers, but you need more cash, you can apply for a business loan. Read More 

Three Ways To Get Rid Of Credit Card Debt

If you have racked up credit card debt that you're having a difficult time paying off, you're certainly not alone. According to some statistics, the average household in the United States has $8,377 in credit card debt. If you were to add up the entire country's credit card debt, it would be over $1 trillion. This certainly isn't good news for the American economy and if you want to do your part to help the country and yourself out of debt, there are some things you can do. Read More 

Suspect Your Spouse Is Spending Money On Another? How Can You Know For Sure?

If you tend to take a hands-off approach to your family's finances, you may not give much thought to how your spouse is spending money until you're surprised by the unexpected -- a late payment notice on your mortgage, having your electricity shut off, or being blindsided by a direct confession of an affair. Unfortunately, by the time these circumstances manifest themselves, you could be in real financial trouble due to your spouse's spending on a third party. Read More