Paying Down DebtPaying Down Debt

About Me

Paying Down Debt

When I started taking a closer look at my finances, I realized that I had a serious spending problem. It seemed as if I could never keep money in the bank, and I knew that it was all because of my issues with using my credit cards. I was paying more every month in interest than I was on the actual things that I was purchasing, and it was like a bad cycle. I worked hard to pay down the debt, and when I was finally able to do so, it felt as if a load had been lifted off of my shoulders. This blog is all about paying down debt so that you can enjoy your life again.


Suspect Your Spouse Is Spending Money On Another? How Can You Know For Sure?

If you tend to take a hands-off approach to your family's finances, you may not give much thought to how your spouse is spending money until you're surprised by the unexpected -- a late payment notice on your mortgage, having your electricity shut off, or being blindsided by a direct confession of an affair. Unfortunately, by the time these circumstances manifest themselves, you could be in real financial trouble due to your spouse's spending on a third party. Read More 

Can You Deduct That? Don’t Overlook These Tax Deductions for Wildlife or Nature Photographers

If you have recently started your own nature or wildlife photography business, you probably have a lot of questions about filing your taxes. You may already know that you can deduct business expenses, like the cost of your camera and equipment, but what you may not know is there are a host of other business expenses you can claim that you may not have thought of. Consider these often overlooked tax deductions when you file your taxes. Read More 

Setting Up A Trust Fund For Your Kids: 3 Types Of General Powers To Include

While the term "trust fund" often conjures up images of spoiled kids that solely live off of the income provided by the funds, this image is entirely untrue; however, it may be the reason why so many Americans are hesitant to set up trust funds and why only 0.95% of Americans have trust funds from their parent. You should consider setting up a trust fund for your children if you have extra income to spare, and if you would like the money set aside to grow and be managed by a trust management company. Read More 

Visiting Vegas: You May Just Need These Services While There

Visiting Las Vegas with friends and loved ones? Here are a few services you just may find yourself in need of: A Personal Concierge Most hotels in Las Vegas have concierge services, but they tend to partner with specific attractions and service providers when planning excursions for visitors. This means that you'll likely be limited in terms of your overall options. And if you plan to stay in a home or condominium during your trip, you won't have automatic access to concierge services at all. Read More 

Use A Test-Cut Coin To Add Intrigue To Your Ancient Coin Collection

As is the case with most collectibles, damage generally lowers the value of ancient coins. One specific type of damage, however, can add intrigue to an ancient coin. If you're looking for a way to add variety to your ancient coin collection, it might be time to purchase a test-cut ancient coin. Test Cuts Are Intriguing Damage Test cuts are a type of damage and, as such, typically do lower the financial value of an ancient coin. Read More