Paying Down DebtPaying Down Debt

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Paying Down Debt

When I started taking a closer look at my finances, I realized that I had a serious spending problem. It seemed as if I could never keep money in the bank, and I knew that it was all because of my issues with using my credit cards. I was paying more every month in interest than I was on the actual things that I was purchasing, and it was like a bad cycle. I worked hard to pay down the debt, and when I was finally able to do so, it felt as if a load had been lifted off of my shoulders. This blog is all about paying down debt so that you can enjoy your life again.


A Friend In Need: Actions Needed To Help A Jailed Friend

It's nearly impossible to predict how you'll react when a friend calls for help from jail. The most important thing is not how you react, though, but how you act. Your friend is not going to be much help from behind bars so it's up to you to take action on their behalf. Read on to find out about the most efficient way to deal with a friend that needs help and needs it quickly. Read More 

3 Reasons To Choose Gold Bars Over Gold Coins

Building your personal wealth often means investing in diverse assets. One of the assets you may be thinking of adding to your portfolio is gold. Gold has a long history of use as currency, and the value of gold has remained stable over time. It is these characteristics that help to make gold a sound investment. You have a few options available to you when purchasing gold as an investment. Two of the most common are gold bars and gold coins. Read More 

4 Good Reasons To Give DIY Debt Settlement A Pass

These days, debt is synonymous with the American experience. An overwhelming majority of Americans are saddled with some form of debt, whether it be credit cards, past-due bills, or student loans. If you're struggling with debt and looking for a way out, joining forces with a debt settlement company could be your best bet to get your financial house in order. There's also the do-it-yourself option of negotiating with creditors on your own. Read More 

Three Things You Should Know About A Precious Metals IRA Account

An Individual Retirement Account can take many forms, but one of the most interesting is a precious metals IRA. Precious metals can add diversity to your retirement portfolio, as it is a hedge against inflation and, in general, it is security against currency instability. It is a hard asset that doesn't have the downside potential of other investments. However, there are a few things you should know about this type of IRA, before you decide to invest. Read More 

Steps To Take If Your Business Is Considering Commercial Bankruptcy

Running a business can be very challenging, and sometimes market conditions can put a company in a position where cash flow and revenues make it very difficult to stay in the black. If your company is having serious financial issues, and your debt exceeds income, you may want to consider filing for bankruptcy. Deciding whether or not to file for commercial bankruptcy can be a very difficult choice, and you should think through your options before doing anything hastily. Read More